Whether you travel by car, plane, boat, taxi or train, it is always wise to take out travel insurance when you go on holiday. We don't assume it and we hope not, but something can happen in any scenario. Fortunately, insurance exists and applies to different forms of travel. If, unfortunately, something does happen, travel insurance will take care of that in certain situations unexpected costs covered and everything will be arranged for you. How nice is that?

All your luggage is insured with travel insurance up to a maximum amount. But beware! There are a number of conditions attached to this. For example, before they pay out damages, insurers first check whether you have done everything you can to prevent your belongings from being damaged or stolen. For example, have you left your belongings unattended and had them stolen, or left them in the aisle of the train and damaged them? Then you have not been careful enough and you will not always be reimbursed for the damage. This is of course super annoying and that is why it is important that you always keep your valuables with you.

Outdoor coverage
Have you taken out outdoor cover with your home contents insurance? Then it is good to know that with some insurers you do not need extra travel insurance for your luggage. Saves again! In that case, the outdoor coverage covers: damage to items you use outside your homeFor example, think of your smartphone, IDs, laptops and jewelry. Also abroad.

Of course, be sure to check in advance what exactly is covered by this coverage with your insurer. So that you are not faced with unpleasant surprises, but also so that you do not pay unnecessary premiums because you are double insured via outdoor cover and travel insurance. Saves another wine on holiday.